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About Us

Lovelady State Bank was founded in 1974 with local ownership and management and has been a cornerstone of this community’s economic life since its inception.
We believe in Community First and we are a True Texas Community Bank. The primary mission of Lovelady State Bank is to provide Lovelady and the surrounding community with a sound, safe, locally owned financial institution that can meet the credit and financial service needs of the community and provide shareholders with a fair, equitable and consistent return on their investment.


Lovelady State Bank Directors & Officers
George M. Crowson, Sr. Chairman of the Board


Michael R. Broxson Vice Chairman/CEO


John H. LaRue Director


Michelle B. Murray Director
Norma J. Lane President/Director
Cynthia (Sissy) J. Hyde Vice President/Cashier/Director
David Whittlesey Vice President
Debbie Monk Loan Services Officer
Melissa Little Loan Services Officer
Dawn Coward Assistant Cashier
Deana Smith Assistant IT Officer
Statement of Condition

At the close of business December 31, 2023



Cash and Due from Banks $12,358,000.00
Investment SEcurities $10,186,000.00
Loans and Discounts $22,334,000.00
Federal Funds Sold $3,100,000.00
Banking, House, Furniture and Fixtures, Other Real Estate $327,000.00
Other Assets $1,743,000.00
Total Assets: $50,048,000.00


Deposits $43,866,000.00
Capital $220,000.00
Surplus $1,780,000.00
Undivided Profits and Reserves $4,020,000.00
Unrealized gain (loss) Securities -$530,000.00
Other Liabilities $692,000.00
Total Liabilities: $50,048,000.00

Contact Lovelady State Bank

Lovelady State Bank
910 South Commerce
P.O. Box 220
Lovelady, TX 75851

P: (936) 636-7337
F: (936) 636-7111
Email the Bank


Lobby Hours
M-Th: 9 a.m. to 2 p.m.
F: 9 a.m. to 5:30 p.m.

Drive-Thru Hours
M-Th: 8 a.m. to 3 p.m.
F: 8 a.m. to 5:30 p.m.