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We offer competitive rates and flexible terms. Our lending team consists of bankers right here at home. We guarantee a timely loan decision made by our local office. Our bank policies are designed to accommodate our customer’s needs and allow our lenders to be flexible. We invite you to contact one of our loan professionals to determine the borrowing option that is right for you. The following is a list of some of the varied consumer and commercial loans that we offer.


Consumer Loans

Lovelady State Bank makes secured and unsecured loans for those who qualify. Some examples of Consumer loan categories are:

  • Cars & Trucks
  • Boats
  • ATVs
  • RVs
  • Tractors
  • and many more
Loans Secured by Residential Real Estate

Owning your own home may be the most important investment you will ever make, and Lovelady State Bank wants to assist you in that most important step. Our friendly hometown lending staff is ready to help you select the right type of loan for your needs.

  • Purchase
  • Refinance
  • Interim Construction
  • Home Improvement
  • Home Equity
  • Purchase/Refinance Land and/or Farm Residentiale
Commercial Loans

Lovelady State Bank offers a variety of commercial loan products, such as real estate loans, accounts receivable loans, agricultural/livestock loans, equipment loans and many others.